What These Terms Cover
Our Terms & Conditions apply to everyone who holds a koihoki account, where local law permits. They govern how you deposit money via DANA, OVO, GoPay and QRIS; how withdrawals are processed and verified; and what happens if there's a dispute. These terms also set out
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the rules for gameplay, bonus eligibility, and account suspension or closure. Access to koihoki depends on local law in your region. By opening an account, you agree to these terms in full. If any term conflicts with local law, that local law wins. We reserve the
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right to update these terms, and we'll notify you of material changes before they take effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.